SehatLoansCheck my options
Collateral-backed medical finance

Raise the amount you need for treatment.

Tell us how much you need, choose the collateral available and check indicative eligibility before comparing routes.

1 · CalculateAmount you need
2 · CheckCollateral & repayment
3 · CompareSuitable routes
4 · PrepareFor lender submission
Check my eligibilityOpen calculators

How financing works

Start with the amount you need. Then check the asset available against it.

1
Choose collateralGold, residential or commercial property
2
Check indicative capacityBased on asset-specific inputs
3
Check repayment fitIncome and existing obligations
4
Compare suitable routesActual lender terms govern the offer

Preliminary screening only. A regulated lender makes the credit decision.

How much do you need for treatment?

Start with the amount you need, how quickly you need it and the asset you can secure it against.
Indicative screening only. Actual eligible amount depends on lender policy, repayment assessment, valuation and documentation.
Start with your treatment

What are you trying to fund?

Choose the treatment category first. Choose a treatment category, enter the amount needed and then check the collateral route available.

Major surgery

Cardiac, orthopaedic, neuro, transplant and other planned procedures.

Choose treatment

Multi-stage care

Cancer, dialysis, fertility and other journeys with repeated payment events.

Plan stages

Self-pay / limited cover

Dental, cosmetic/reconstructive, eye and other procedures with higher out-of-pocket share.

Check options
Choose the right security

Three collateral routes. Three different checks.

The calculation changes with the asset. Gold depends on weight and purity; residential property on ownership and realizable value; commercial property also considers property cash flow.

Gold-backedWeight → purity → eligible metal value → indicative capacity → repayment.
Residential propertyProperty type → ownership share → realizable value → secured debt → repayment.
Commercial propertyProperty type → ownership/value → rent or cash flow → secured debt → repayment.
Asset-specific journeys

Use the right engine for the right collateral.

FAST ASSET ROUTE

Gold-backed medical finance

Intrinsic gold value, RBI consumption-loan LTV tier, amount needed and repayment structure.

Gold engine

Residential property-backed

Property value, existing encumbrance, requested amount, income and repayment capacity.

Property engine

Commercial property-backed

Commercial asset value, ownership, encumbrance, cash-flow capacity and lender valuation.

Commercial engine
Compliance by design

Platform assessment ≠ lender sanction.

SehatLoans can collect consented information, calculate a amount needed, show preliminary route capacity and present lender-returned offers. A regulated lender remains responsible for credit appraisal, pricing, KFS/APR, sanction and disbursement. Digital flows should route disbursal/repayment directly between borrower and regulated lender except where RBI rules expressly permit otherwise.

See compliance controls
NEXT STEP

Need help with medical funding?

Share a few basic details. Avoid diagnosis, prescriptions or other sensitive medical information here.

Treatment first · Check the amount you need and the collateral available